Services That Align with Your Goals
We know our clients and their goals. We understand that investing is more than just a numbers game; there’s emotion involved as well. People assign different values to money and approach investing in many different ways. The so-called best investments aren’t necessarily the best for everyone. When we first get to know each other, we’ll ask you many questions to learn about you and your family, and we’ll tailor your investments accordingly. We want to be just as excited about your dreams as you are.
Everyone owes it to themselves to have a financial plan in place to help protect and grow the assets they have worked so hard to accumulate. We are here to help create a plan to meet both your short- and long-term goals, understanding that life is unpredictable and circumstances change. We will be with you along the way to make sure your financial plan evolves with you.
Everyone’s retirement goals are different. You may choose to volunteer, travel, or spend the day on the golf course. A successful plan will include strategies to maximize growth with your risk tolerance in mind and a tax-efficient distribution strategy to meet your future needs.
Some examples of risk are personal and professional liability, business ownership, property loss, and catastrophic illness or disability. Your first line of defense is to identify your sources of risk and then to either avoid or minimize the major exposures. We can help you with both asset protection planning and business risk management.
There is much more to estate planning than making sure your heirs are protected. Let us develop a plan to be proactive with transferring your wealth to future generations or charities while minimizing taxes and protecting your assets.
Investment tax planning involves evaluating how to best position assets in order to minimize the amount of taxes you have to pay on an ongoing basis. This requires continuous planning, and it begins with an in-depth understanding of the tax implications of various investments and investment strategies.
“Planning is bringing the future into the present so that you can do something about it now.” - Alan Lakein
Investment management strikes a delicate balance among three primary ingredients: the science of managing risk and return, the art associated with experience and insight, and the reality of managing client emotions such as fear and greed.